Effective Date: [22-4-2020]

By accessing or using our services, you agree to the Terms and Conditions set by Origami Creative Concepts Private Limited. Please read them carefully before using our platform.

1. Eligibility

You must be at least 18 years old to use this website or make a purchase.

2. Products & Services

We offer self-development books, courses, and events aimed at financial empowerment and personal growth. Prices are listed in INR and are subject to change without notice.

3. Intellectual Property

All content including text, images, videos, and course materials are the property of Your Time Is Now and may not be reused or redistributed without permission.

4. User Conduct

You agree not to use this website for unlawful purposes or in a way that may impair the functionality or security of the site.

5. Limitation of Liability

We do not guarantee specific results from our products or services. We are not liable for any indirect or consequential damages.

6. Changes

We reserve the right to update these terms at any time. Continued use of the site means you accept any changes made.